Banking theory and practice (semester-5) b.com 2017,2018-previous question papers download in telugu and English

Banking theory and practice (semesters-5) 2017,2018- previous question papers download in Telugu and English

Subject :-(Banking theory and practice)

Subject name :-(common to all)

Year :-(2018,2019,2020)

Hello students, I have a lot of previous question papers for every semester ( KAKATIYA UNIVERSITY).

Syllabus Banking Theory and Practice 

Unit - 1

Introduction 1 

Unit-II

Reserve Bank of India 

Unit - III 

Type of Banks 

Unit - IV 

Banker & Client Relationship Long Answer Questions Short Answer Questions 80 98 

Unit - V

Negotiable Instruments 

the different banking systems and discuss the relative advantages of unit banking branch banking. 

Different banking methods are in operation in different countries.  The nature of banking varies from country to country.  Broadly speaking there are six types of banking methods.  They are: 

1) Collective Banking

ii) Chain Banking 

iii) Branch Banking 

iv) Unit Banking 

V) Mixed Banking and 

vi) Correspondent Banking.  

i) Collective Banking: Collective banking is a banking business in which two or more banks operate under the management of a corporation, association, or trust.  It was very popular in America from 1925-29.  In this method, the profits of both branch banking and unit banks are combined.  

ii) Chain banking: This is another form of collective banking.  If two or more banks operate on the same principle it is called the chain banking method.  In this system, an individual or group of individuals as a holding company regulates and controls the activities of member banks.  This method eliminates some of the shortcomings of unit banking.  You can avail some of the benefits of branch banking.  The benefits Of this banking system are roughly the same as the advantages and disadvantages of group banking, which originated in the United States in the 19th century and lasted until the Great Depression of 1929.  

iii) Branch Banking: Branch Banking means having a board of directors and a group of shareholders with a fair personality, nationwide Expanding VI branches, and continuing banking activities.  This is a completely British method.  So a commercial bank establishes branches across the country and handles banking transactions.  There will be a head office to administer and control all the branches.  This method is found in England, Canada, Australia, India, etc.  The 5 largest banks in England are Lloyds, Midland, Westminster, Barnsley, National Provincial.  These have 10,000 branches in the country.  75% of the total banking activities are under the control of these banks.  These are called the 'Big Five' ... these are subject to trial by the Bank of England.  

iv) Unit Banking: The unit banking system originated in America.  According to the U.S. Constitution, not only the government but also state governments can legislate.  Banks licensed under Central legislation are called National Banks and banks established under State legislation are called State Banks.  National banks are not allowed to have branches.  Some states allow you to open branches in that state.  Some states allow you to open branches in the same city.  There are 12 Federal Reserve Banks in the United States besides the Central Bank.  

v) Mixed Banking: Mixed banking is a method of providing short-term and long-term loans to industries.  These banks also provide fixed capital and operating capital to industries.  Countries such as Germany are adopting a mixed banking system.  These banks can provide long-term loans as they have more funds.  Funds raised through share capital, reserves, and long-term deposits are used to provide long-term debt and short-term deposits to industry capital.  Industrial development would not have been possible if Germany had not adopted a mixed banking system.  

vi) Correspondent Banking: The corresponding banking system is formed by establishing a link between banks through deposits.  E.g., small banks operating in rural and small towns store additional cash reserves with them in large cities.  Banks in large cities store their extra cash in large banks in metro cities.  This means that cities are connected to small towns through the medium of deposits.  Respondent to small banks

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Banking theory and practice (semester-5)

Banking theory and practice (English medium) 2017 -question-paper download

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Banking theory and practice (Telugu medium) 2017 -question-paper download

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Banking theory and practice (English medium) 2018 -question-paper download

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Banking theory and practice (Telugu medium) 2018-question-paper download

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Important questions

(a) Cash Credit 

(b) NEFT 

(c) Monetary Policy 

(d) Repo Rate 

(e) Non-Performing Assets 

(f) Joint Account 

(g) Cheque 

(h) Railway Receipt. 

2. (a) Define Banking. Discuss the main features of a bank. 

Or 

(b) Discuss the procedure to open a current account in a bank. 

3. (a) Discuss the various functions of RBI. 

Or 

(b) What is Money Market? Explain the main characteristics of Indian Money Market. 

4. (a) Explain the guidelines for classification of assets. 

Or 

(b) Explain the functions of NABARD.

5. (a) Briefly explain the general relationship between Banker and Customer. 

Or 

(b) Discuss the precautions to be taken by a banker to open the account of Joint Stock Company. 

6. (a) Define Cheque. Discuss the features of a cheque. 

Or 

(b) Explain the statutory protections available to paying banker.